Pension age
"Pension age" is a defined term in Cap. 318 art. 2. Most people reach it at 65 — but three birth-year bands step it down for people born 1952 to 1961, and one earlier, sex-differentiated rule reaches everyone born on or before 31 December 1951. This page sets out the whole schedule.
The pension-age schedule
“Pension age” is defined once, in Cap. 318 art. 2, and applies to every route this Act provides. Most people reach it at 65. Three birth-year bands step it down for people born between 1952 and 1961, and one further rule — sex-differentiated, the only row in this schedule that is — reaches everyone born on or before 31 December 1951.
| Date of birth | Men | Women |
|---|---|---|
| On or before 31 December 1951 | 61 | 60 |
| 1 January 1952 – 31 December 1955 | 62 | 62 |
| 1 January 1956 – 31 December 1958 | 63 | 63 |
| 1 January 1959 – 31 December 1961 | 64 | 64 |
| On or after 1 January 1962 | 65 | 65 |
Qualifying alongside the age condition
Reaching pension age is not enough on its own for the Two-Thirds Pension: art. 52(a) also requires at least 10 years of insurance “in the aggregate prior to … retirement”, as an employed, self-employed or self-occupied person. A separate, higher contribution count gates Malta’s flat-rate route instead, which this section does not cover.